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Software development for Banks and Financial companies

Our experience and knowledge in the domain are the key to successful delivery of your project

Success solutions

Our portfolio includes projects for financial companies from Europe, the USA, China, the Middle East and Africa

57 projects

Trustworthy experts

Great team of our specialists is powering the Bank and Financial projects digital transformation from scratch to upload

350+ specialists

Satisfied customers

Our regular customers and partners include banks from different countries with their own regulations and restrictions

30 companies

Financial services

Here we have summarized our key projects and divided them into appropriate categories to make navigation easier

Banking & Consumer Finance

We are pleased to share our experience and best practices in order solutions:

  • Retail Banking
  • Lending
  • Payments and Cards
  • Compliance
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Capital Markets

We will help to cope with the speed of market changes, as well as adapt:

  • Asset and Wealth Management
  • Market Info Providers
  • Exchanges
  • Compliance

Insurance

We will help your business switch to digital, and your customers will get:

  • Property and Casualty insurance
  • Health insurance
  • Life insurance

What we do

The choice of the particular technology or approach are based on the analysis of the problem, proposing an optimal solution and implementing it based on parameters coordinated with the client

CBS integration and customization

Core banking system is a back-end system that processes daily banking transactions and posts updates to accounts and other financial records. CBSs typically include deposit, loan and credit processing capabilities, with interfaces to general ledger systems and reporting tools.

New generation mobile and web apps

Interactive end-user applications with the following concepts: end-users oriented interface and business oriented solution; native or cross-platform app development based on the time to market; ecosystem / marketplace for individual users and for business.

Physical branches digital transformation

Nowadays bank branches are going digital and transforming into modern experience centres for bank clients. Branch client`s manager is able to satisfy a robust number of clients needs with a key program - Workplace of corporate clients manager.

Enterprise Core integration, customization, implementation

Enterprise Systems are software used to satisfy the needs of an organization rather than individual users. These are large-scale enterprise software packages that support business processes, information flows, reporting, and data analytics in complex organizations.

Intelligent Automation

Intelligent Automation is a combination of Robotic Process Automation and Artificial Intelligence (AI) technologies, supported by analytics and decisions made by AI, which empower rapid end-to-end business process automation and accelerate digital ansformation.

IT Architecture
 Transformation

It is vital because of important reasons: the entire legacy IT architecture needs reconstruction. For another, application development or business operation is time-consuming and previous technological development restricts of the entire architecture.

Enterprise
 Integration

An integration in terms of enterprise is a process of combining two or more things into one and based on the business goal of increasing efficiency and productivity. Integration is a very important part of business processes automation as well, as it is constantly required.

Big data 
Analytics

Business analytics is the process of collating, sorting, processing, and studying business data, and using statistical models and iterative methodologies to transform data into business insights.

Team of experts

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VP of Banking Business Development

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Delivery Director

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Developer

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System Analyst

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Business analyst

Our clients

Using an individual approach in the delivery of financial solutions we do believe that mutual respect and trust are essential ingredients to lay a foundation for success

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Financial Software Development Services

From simple mobile payments to complex applications! We offer our all-round Financial Services domain expertise, first-class engineers, robust development processes, flexible customer-oriented approach.

Our approaches and solutions are client-centric, and provides engaged client with a simple, understandable and new interaction experience

Here are some examples of our case

Native Android & iOS mobile bank application with MVP functionality for small businesses

About the project

A subsidiary of the largest bank in Georgia, a bank for personal clients without physical branches

A mobile bank for small businesses

Industry

E-Commerce

Duration

6 months

Team size

11 developers

Tech stack

Swift, Kotlin, Java

Application functionality

6

New functions

  • Remote authentication
  • Opening accounts
  • Opening corporate cards
  • Granting loans
  • QR installment plan
  • Add users and access control

Technical Solution

2 native applications (iOS and Android); BPM Corezoid engine for business logic.

Project Results

Preparation of requirements and design for the project. Implementation of MVP functionality

100%

MVP functionality is implemented

30%

SMEs are expected to become Bank customers within the first 12 months

Our approaches and solutions are client-centric with the focus on loan applience time reduce and client satisfaction with the product.

Here are some examples of our case

Integrated with credit story establishments the system providing different variations of short-term loans

About the project

An investment company that realizes businesses in different countries specialization is providing short-term loans to individuals

Development of the system providing different variations of short-term loans with appropriate calculations. Integration with credit establishments (providing credit history), SMS/Email providers (sending notifications) and other partners are realized during the project

Industry

E-Commerce

Duration

15 months

Team size

11 developers

Tech stack

PHP, JavaScript(JQuery), Docker, Beanstalk Redis, GitLab CI

Application functionality

8

New functions

  • Checking the possibility to issue loans to the clients (scoring model)
  • Control of all applications and loans
  • Possibility to customize different entities in the system (currencies, invoice items, notifications, discounts and so on)
  • Debt collection division
  • Integration with adoptive WEB system (client profiles and availability to apply for loans)
  • Customization of pages in WEB system with the appropriate CMS system
  • User group administration (with a wide range of rights in the system)
  • Export of needed information in XLS and import in the appropriate format

Technical Solution

Main technology stack – PHP и JavaScript (JQuery). Database - PostgreSQL. Development, deployment process and usage of the product are based on using of Docker, Beanstalk Redis. GitLab CI.

Project Results

Flexible system with some additional changes (change of the credit history mapping and some other additional features) for separate countries allows to implement business in different countries (all in all the business works in 14 countries all over the world)

7%

Reduction in overdue debt with the introduction of assistance services for working with arrears and integration with collection services

13%

Growth in the client`s number who re-applied for a loan during the year

Native Android & iOS mobile application for finance management with all essential features including Customer finance management

About the project

A bank with loans as the main business area.

A customer oriented mobile application for daily finance management with lifestyle features.

Industry

E-Commerce

Duration

12 months

Team size

11 developers

Tech stack

Kotlin, Swift, Java, Spring

Application functionality

11

New functions

  • Remote authentication (to identify customers via biometric recognition) for bank office activities
  • Enrollment and onboarding
  • Real time accounts balances
  • Accounts detailed information and statements
  • Payments
  • Loan management: online loan application in real time, loan refunds, loan detailed information, instalments, statements
  • Additional profile and Bank information"
  • Notifications and messages
  • Profile and Bank settings
  • Deposit management (online deposit creation, deposit additional payments, deposit withdrawals, deposit detailed information, statements)
  • Customer finance management (automated finance curation, budgeting, financial goals, analytics) and accounts aggregation service (customer fin accounts information from third parties)

Technical Solution

The native mobile application for both Android & iOS. Main technology stack: Kotlin, Swift. Middleware web-service is an integration module between the mobile app and backend. The web-service implementation is based on a REST-architecture approach. Main technology stack: Java, Spring. Backend inner service is powered by Oracle PL/SQL

Project Results

The flexible backend architecture makes it easy to add new API functionality according to Customer needs

21%

Increase in number of clients who were attracted by the native customer oriented e-banking app within the first 6 month after the e-Banking app made it into the market

6%

Loan deals` growth in the first 6 months from apps publishing

The solutions focus on the safety of operations and strict compliance with industry standards

Here are some examples of our case

An internet acquiring system aimed at enabling online sales organizations to accept payments made by plastic cards.

About the project

A company providing services for organizing the acceptance of online payments and card issuance

Development of a payment gateway for merchants and payment service providers (PSP) in accordance with PCI DSS

Industry

E-Commerce

Duration

12 months

Team size

11 developers

Tech stack

Python, React

Application functionality

8

New functions

  • Track and manage payments for all orders in one window
  • Creation and management of invoices with the possibility of customization
  • Ability to issue and manage virtual cards
  • Ensuring the initiation of payments
  • Administration module for platform with a different hierarchy of rights
  • Creation and management of subscriptions, recurring
  • Dynamic descriptor and "long record"
  • MOTO payments