Regulated Stablecoins: Infra for AllUnity/DWS

White paper overview

This white paper examines EURAU as a technological and policy-driven solution for European digital finance. We analyze its integration with digital financial infrastructure, MiCAR regulatory alignment, and interoperability across blockchain and banking systems. Beyond market growth details, you'll get a technical and strategic roadmap for institutional adoption, illustrated by the DWS experience.

Who this white paper is for

Payment institution CTOs

Why: to evaluate 24/7 euro settlement, MiCAR compliance, and SEPA alignment.

Compliance and risk officers

Why: to validate AML protocols and reserve transparency for BaFin-regulated tokens.

Treasury and finance leaders

Why: to optimize liquidity models and simplify stablecoin cross-border payments.

What you'll discover inside

The evolution of crypto stablecoins and how they resolve payment infrastructure challenges;
EURAU's BaFin-regulated e-money token status with 100% collateralized reserves;
Tech architecture: Ethereum blockchain, smart contracts, and AI-driven compliance automation;
DWS strategic vision for liquidity, settlement, treasury, and tokenization infrastructure;
Business impact: faster settlements, an expanded investable universe, and improved fee economics.

Why this white paper matters

Traditional cross-border payments settle in days. EURAU settles in 10 seconds while preserving full regulatory compliance.

Reduce settlement friction

Create a predictable bridge between traditional and on-chain movement. EURAU permits 24/7 instant euro payments that settle within 10 seconds across the Single Euro Payments Area.

Maintain regulatory alignment

Reinforce credibility for institutional and retail adoption. BaFin's e-money license guarantees adherence to the highest standards of stablecoin regulation, MiCAR governance, and AML.

Promote digital asset innovation

Originate and service tokenized share classes and RWA strategies with a regulated euro stablecoin. Tap into a tokenized-assets market that has reached tens of billions.

See how DWS positions EURAU for institutional adoption and market integration

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