AWS-powered digital payment platform

For individual users, the goal was to create an all-in-one solution that would provide a seamless way to manage their everyday financial needs. The mobile e-wallet platform allows users to easily launch and manage their own e-wallets, facilitating secure savings, peer-to-peer (P2P) transfers, cash-in/cash-out transactions via agents, bank card transactions, bill payments, merchant payments, and more. Users can also access various services such as chatting with support, booking flights and hotels, receiving salaries, participating in lotteries and loyalty programs, and accessing educational materials and media content.

Unlike existing e-money applications, which typically focus solely on transaction management, this fintech solution built by Andersen provides a multifunctional, user-friendly experience, enabling users to access a broad array of services from a single platform.

The platform was developed to serve as an alternative finance solution maintaining the day-to-day operations of businesses through digital, instant, and cashless payment methods. The e-wallet application enables businesses to receive and make secure payments, transfer funds to other businesses, manage salaries, perform bill payments, handle invoicing, and access analytics and advertising tools. Businesses can also leverage the platform to manage customer interactions, create reports, conduct lotteries, run loyalty programs, and streamline operations.

The platform differs from existing e-money solutions, offering a broader range of modern services aimed at optimizing business processes, improving customer service, and reducing operational costs, all while increasing profitability.

For agents, the solution focused on increasing profitability by providing access to a new e-money platform that allows them to reach a broader customer base and expand their businesses.

The mobile and web application enables agents to manage cash deposits and withdrawals for individuals, process fund transfers, identify users via biometric tools, manage agent networks, and facilitate replenishments and withdrawals via bank cards and accounts. Agents can also interact with customers and support, participate in lotteries and loyalty programs, and access educational materials.

Unlike other agent-focused e-money applications, which typically only offer cash deposit and withdrawal functions, this platform provides a comprehensive suite of features designed to enhance customer experience and business growth.

The system’s scalability allows the client to continuously expand their offerings and integrate additional services in the future.