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System for Issuing Short-Term Loans

Development of the solution for short-term credits

A highly effective system for providing loans to individuals

Project ROI

After 6 months from release, we usually ask customers about the financial results of a project to make sure we did our job well


Project timeline

Andersen team has spent more than 840 hours every week on the development of this solution

1 week ahead of schedule

European coverage

The system is available in many European countries including Estonia, Georgia, Romania, Belarus, Ukraine, Bosnia & Herzegovina, etc.

14 countries

About the project

The special aspects of the customer’s business strategy are catered to by engineering a flexible system with the advantage of the company’s employees being able to use the package of services without involving developers. It also automates the process of client acceptance. The system should be universal and user-configurable to be equally successful in countries with different legislation, mindsets, and living standards.




12 months

Team size

21 developers

Tech stack

PHP, Symfony, MySQL

Delivered Solution

In order to satisfy the requirements, Andersen specialists implemented a customer module with an extensive number of features: automatic processing of client requests, service calculator, completing forms online with the possibility of loading and recognizing documents when applying for a loan.

We equipped the system with a number of toolkit and modules such as client acceptance, loan repayment, and risk assessment modules to make sure the software meets the customer's requirements and is able to solve the main tasks.

Finally, a highly reproductive system with all the necessary tools for short-term loan issuing was built.

Project Results

After implementing all of the above features the Customer keeps on expanding their geographical presence due to the flexibility of the system, has downsized the expenses of updating the content - now it can be done by the Customer’s employees, reduced the quantity of ‘poor’ deals thanks to the scoring mechanisms, and decreased the level of debtor indebtedness due to the maintenance of loan repayment module.



Expenses of updating the content



Level of debtor indebtedness



Number of ‘poor’ deals

Client’s feedback

SMB, enterprise and startup clients return to us because they’re happy with our work. Here’s what they say about Andersen.
John Specter
Dorothy Copeland PR-manager at MogoFinance

We received an effective software with all required functionality at a fair price. I would say that we didn’t face any difficulties while working with Andersen’s team: there were no misunderstandings about costs and requirements, every piece of functionality was delivered in time, and the system works like a charm.